As part of the American Taxpayer Relief Act of 2012, or the fiscal cliff bill, passed by Congress on Jan. 1, a one-year extension has been approved for the Mortgage Forgiveness Debt Relief Act (the Act). Created in 2007, the Act has provided homeowners a tax exemption when they obtain debt forgiveness on a primary […]
The California Homeowner Bill of Rights became law on January 1, 2013 to ensure fair lending and borrowing practices for California homeowners. The laws are designed to guarantee basic fairness and transparency for homeowners in the foreclosure process. Key provisions include: Restriction on dual track foreclosure: Mortgage servicers are restricted from advancing the foreclosure process […]
On January 24, 2012 President Obama delivered his State of The Union Address in which he expressed his desire to launch a broad expansion of home refinance policy that would benefit all responsible underwater home owners. A few days later The White House issued this press release outlining the plan. The White House created the […]
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