Homeowners can expect a response from their bank on a short-sale offer within 30 business days, with a final decision taking no more than 60 days, if their loan is owned by Fannie Mae or Freddie Mac. WASHINGTON — If you’re one of the estimated 11 million homeowners burdened with an underwater mortgage, a new […]
Identifying Eligible HARP 2 Candidates The increased number of eligible refinance candidates that will result from the recent changes to the Home Affordable Refinance Program (HARP) presents both an opportunity and challenge to lenders and servicers. There’s opportunity for more business, but the influx of this new activity may cause operational challenges. Consumer Data […]
The rules around telemarketing sales calls to cell phones (or I should say wireless devices) have always been complicated and depending who you talk to can vary. There is a very clear message in the FCC’s new rules: 1. Telemarketing calls made via a dialer to wireless devices (which includes text messages) without express written […]
Home Main Menu Cards ▼ Gifts Contacts ▼ Pictures Distributor ▼ Help ▼ Account ▼ Why SendOutCards? We Help You Act on a Prompting When you act on a prompting you can change someone’s life. Our convenient system lets you send that birthday, anniversary or thank you card without the hassle of pen, paper, stamps, […]
Why would Real Estate Agents use SendOutCards when tools are already provided by Brokers? Send REAL birthday cards to clients and prospects without leaving your home or office (sent by the company, in an envelope, for you, through the regular mail, with a stamp). Cards can be in your own handwriting, with your own signature […]
This is a legitimate program that was implemented beginning on June 1, 2011, from the Treasury Dept. It is a HAFA alternative Deed in Lieu program and does have some requirements. Servicers have the discretion to approve sales to non-profit organization with the stated purpose that the property will be rented or resold to the […]
What is a Mortgage Late? When a customer does not pay their mortgage on time, their lender may report the lateness to a credit bureau. The severity of the lateness is measured by the number of days by which the payment is late. A lateness of 30 days is reported when 2 payments are due. A […]
Predarory Loan Origination Tactics, Predatory Loan Servicing Practices, Consumer Civil Rights Violations, Contract Misrepresentation, Mortgage Banking Errors, Violations & Fraud FREE Lender FrauDetect Violation Analysis High percentage of Loans Originated from 2004 thru early 2009 had multiple State & Federal Lending or Consumer Civil Rights violations ether by mistake due to sloppiness or with intention […]
The Alternative your lender won’t tell you about! Why is your lender willing to accept a larger potential loss having you sell your home in a short sale for far less than what you owe on your loan? MUCH less than what you ask them to adjust your loan to so you can afford your […]
LEGAL LIQUIDATION vs A STANDARD SHORT SALE In today’s environment the Standard Short Sale has almost as high a failure rate as the lender’s voluntary Loan Modification. Maybe not a 97% failure rate but in many states it has been reported that close to 8 out of every 10 Short Sales fall very SHORT of […]
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