Fannie Mae – Freddie Mac
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Maximum Original Principal Balance for Loans Closed in 2009* |
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| Units | Contiguous States, District of Columbia, and Puerto Rico | Alaska, Guam, Hawaii, and the U.S. Virgin Islands | ||
| General | High-Cost* | General | High-Cost* | |
| 1 | $417,000 | $729,750 | $625,500 | $938,250 |
| 2 | $533,850 | $934,200 | $800,775 | $1,201,150 |
| 3 | $645,300 | $1,129,250 | $967,950 | $1,451,925 |
| 4 | $801,950 | $1,403,400 | $1,202,925 | $1,804,375 |
* The limit may be lower for a specific high-cost area; use the Loan Limit Look-Up Table above to see limits by location.
High-cost area limits may also vary depending on the loan origination date.
Get Started
Find out if Fannie Mae owns your loan … or let us search them for you.
Click on mortgage leads and fill out the request form and in special instructions ask for Fannie Mae Lenders.
To take advantage of the Home Affordable Refinance, your mortgage must be owned by Fannie Mae or Freddie Mac. See if Fannie Mae owns your mortgage:
Review the Making Home Affordable eligibility criteria
Now that you know if your mortgage is owned by Fannie Mae or not, find out if you are eligible for a Making Home Affordable Refinance or Modification by visiting the U.S. government’s MakingHomeAffordable.gov Web site.
Contact your mortgage company or homeownership counselor.
After going through the Making Home Affordable eligibility criteria, you will want to call your mortgage company or homeownership counselor for help. Contact information for your mortgage company is on your monthly mortgage statement or coupon book.
Additionally, HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages.
Find a HUD-approved housing counselor on the HUD.gov Web site or call 1-888-995-HOPE (4673).
If you are delinquent on you loan payments and need immediate assistance call the Homeowner’s HOPE™ Hotline at 1-888-995-HOPE (4673).
